:root{--paper:#f5f2e9;--white:#fffdf8;--ink:#243c35;--forest:#1f3932;--moss:#667362;--muted:#626a61;--line:#d4d5c8;--accent:#b3593f;--soft:#e6e8db;--serif:Georgia,'Times New Roman',serif;--sans:Arial,Helvetica,sans-serif;--max:1440px;--pad:clamp(22px,4.5vw,82px)}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:16px;line-height:1.6;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}button,input,select{font:inherit}button,a,input,select{-webkit-tap-highlight-color:transparent}button{cursor:pointer}button:disabled{cursor:wait;opacity:.6}a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid var(--accent);outline-offset:5px}img{max-width:100%;display:block}h1,h2,h3,p{margin:0}h1,h2{font-family:var(--serif);font-weight:400;letter-spacing:-.047em;line-height:1.06}h3{font-weight:500}em{font-weight:400;color:var(--moss)}section{position:relative}.wrap{max-width:var(--max);margin:auto;padding-inline:var(--pad)}.eyebrow{text-transform:uppercase;font-size:10px;letter-spacing:.19em;font-weight:600;line-height:1.8}.eyebrow:before{content:'';display:inline-block;width:6px;height:6px;border-radius:50%;background:var(--accent);margin-right:10px;vertical-align:middle}.muted{color:var(--muted)}.skip{position:fixed;z-index:200;top:-70px;left:15px;background:var(--white);padding:14px}.skip:focus{top:10px}.sr{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.arrow{font-size:24px;line-height:1;font-weight:300;display:inline-block;transition:transform .25s}.btn{display:inline-flex;align-items:center;justify-content:space-between;gap:28px;background:var(--forest);color:var(--white);padding:17px 23px;border:1px solid var(--forest);font-size:12px;letter-spacing:.02em;line-height:1.4;border-radius:3px}.btn:hover .arrow,.textlink:hover .arrow{transform:translateX(4px)}.btn.light{background:var(--paper);color:var(--forest);border-color:var(--paper)}.btn.outline{background:transparent;color:var(--ink);border-color:var(--line)}.textlink{display:inline-flex;align-items:center;gap:16px;font-size:12px;padding:9px 0;border-bottom:1px solid currentColor;line-height:1.5}.site-header{height:96px;position:sticky;top:0;z-index:40;background:rgba(245,242,233,.97);border-bottom:1px solid var(--line);backdrop-filter:blur(12px)}.header-inner{max-width:1600px;margin:auto;display:flex;height:100%;align-items:center;gap:38px;padding-inline:var(--pad)}.brand{display:flex;align-items:center;gap:12px;line-height:1;flex-shrink:0}.brand-mark{width:35px;height:42px}.brand-name{font-family:var(--serif);font-size:28px;letter-spacing:.095em}.brand-name small{display:block;font-family:var(--sans);font-size:8px;letter-spacing:.23em;margin-top:8px}.desktop-nav{display:flex;align-items:center;gap:26px;margin-left:auto;font-size:11px}.navdrop{position:relative}.navdrop summary{list-style:none;cursor:pointer;white-space:nowrap}.navdrop summary::-webkit-details-marker{display:none}.navdrop summary:after{content:'+';margin-left:8px}.navdrop[open] summary:after{content:'\2212'}.drop-panel{position:absolute;top:35px;left:-22px;width:280px;padding:18px 22px;background:var(--white);border:1px solid var(--line);box-shadow:0 16px 40px #1f393211}.drop-panel a{display:block;padding:9px 0;border-bottom:1px solid var(--line)}.drop-panel a:last-child{border:0}.lang{position:relative;margin-left:2px;font-size:10px}.lang summary{cursor:pointer;list-style:none;display:flex;gap:7px;align-items:center}.lang summary:after{content:'\2304';font-size:15px}.lang-list{position:absolute;right:0;top:28px;background:var(--white);border:1px solid var(--line);width:145px;padding:10px}.lang a{display:block;padding:7px 10px}.lang a[aria-current]{color:var(--accent)}.header-cta{font-size:10px;padding:12px 16px;gap:15px;max-width:200px}.mobile-toggle{display:none;border:0;background:none;padding:8px;line-height:1;color:var(--ink)}.mobile-menu{display:none}.hero{max-width:1600px;margin:auto;min-height:715px;display:grid;grid-template-columns:55% 45%;padding:48px var(--pad) 44px;gap:0}.hero-copy{padding:30px 45px 28px 0;display:flex;flex-direction:column;align-items:flex-start;position:relative;z-index:2}.hero h1{font-size:clamp(55px,5.25vw,86px);margin:31px 0 28px;max-width:760px}.hero h1 em{white-space:normal}.hero .intro{max-width:430px;font-size:14px;line-height:1.8;color:var(--muted)}.hero-actions{display:flex;flex-direction:column;align-items:flex-start;gap:14px;margin-top:29px}.hero .micro{font-size:9px;margin-top:auto;padding-top:24px;color:var(--muted);max-width:340px;letter-spacing:.025em}.hero-visual{min-height:620px;position:relative;background:radial-gradient(ellipse at 70% 15%,#a2afa1 0%,#a2afa100 50%),linear-gradient(150deg,#536c61,#243f3c 60%,#96977d);overflow:hidden;border-radius:140px 2px 2px 2px;margin-left:0}.hero-visual:before{content:'';position:absolute;width:900px;height:800px;top:100px;left:-420px;border:1px solid #ffffff33;border-radius:50%;box-shadow:0 0 0 60px #ffffff08,0 0 0 120px #ffffff08,0 0 0 180px #ffffff08;transform:rotate(-45deg)}.hero-visual img{position:absolute;width:100%;height:100%;object-fit:cover;filter:saturate(.57) brightness(.83)}.hero-visual:after{content:'';position:absolute;inset:0;background:linear-gradient(transparent 48%,#112c2990)}.photo-caption{position:absolute;z-index:2;bottom:37px;left:34px;right:28px;color:white;display:flex;gap:25px;align-items:flex-end}.photo-caption span{font-family:var(--serif);font-size:28px;line-height:1.12;letter-spacing:-.025em;max-width:275px}.photo-caption small{font-size:9px;writing-mode:vertical-rl;letter-spacing:.22em;opacity:.8;position:absolute;right:0;bottom:0}.orbit{position:absolute;z-index:2;right:27px;top:38px;width:70px;height:70px;border:1px solid #fff9;border-radius:50%;display:grid;place-items:center}.orbit:before{content:'';width:32px;height:60px;border:1px solid #fff9;border-radius:50%;transform:rotate(30deg)}.orbit:after{content:'';position:absolute;inset:26px -3px;border:1px solid #fff9;border-radius:50%;transform:rotate(-25deg)}.hero-bottom{display:flex;justify-content:space-between;border-top:1px solid var(--line);padding-block:19px;font-size:9px;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}.hero-bottom span:last-child{letter-spacing:.22em}.panel{padding-block:45px 48px}.panel>p:first-child{font-size:11px;color:var(--muted)}.insurers{display:flex;align-items:center;justify-content:space-between;gap:30px;padding:24px 0 17px;font-family:var(--serif);font-size:clamp(17px,2vw,26px);letter-spacing:-.035em}.insurers span:first-child{font-family:var(--sans);letter-spacing:-.08em}.panel small{font-size:9px;display:block;max-width:900px;color:var(--muted);line-height:1.6}.question{padding-block:100px;background:var(--soft)}.question-grid{display:grid;grid-template-columns:1fr 1fr;gap:90px;align-items:center}.question h2{font-size:clamp(42px,4.5vw,68px);margin:20px 0 25px}.question p{max-width:425px;color:var(--muted);font-size:14px;line-height:1.9}.route-tool{position:relative;padding:37px;background:var(--paper);border:1px solid #c9cbbd}.route-art{height:135px;position:relative;overflow:hidden;border-bottom:1px solid var(--line);margin-bottom:25px}.route-art svg{width:100%;height:100%}.route-tool label{display:block;font-size:11px;margin-bottom:8px}.route-tool select{width:100%;border:0;border-bottom:1px solid var(--line);background:transparent;border-radius:0;padding:5px 22px 10px 0;color:var(--ink);font-size:16px;min-height:40px}.route-fields{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-bottom:24px}.route-tool .btn{width:100%}.route-result{border-top:1px solid var(--line);padding-top:20px;margin-top:22px}.route-result strong{font-family:var(--serif);font-weight:400;font-size:23px}.route-result p{font-size:12px;margin:10px 0}.section-head{display:flex;align-items:flex-end;justify-content:space-between;gap:45px;margin-bottom:45px}.section-head h2{font-size:clamp(42px,4.2vw,65px)}.section-head p{max-width:285px;color:var(--muted);font-size:13px}.segments{padding-block:100px}.segment-grid{display:grid;grid-template-columns:35% 65%;gap:0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.segment-image{position:relative;min-height:475px;background:linear-gradient(130deg,#8d967f,#314d3f);margin:26px 45px 26px 0;overflow:hidden}.segment-image img{width:100%;height:100%;position:absolute;object-fit:cover;filter:saturate(.45)}.segment-image:after{content:'';position:absolute;inset:0;background:#223b3420}.segment-list{padding:0 0 0 20px}.segment-row{display:grid;grid-template-columns:35px 1fr 25px;gap:22px;align-items:center;min-height:133px;border-bottom:1px solid var(--line);padding:22px 5px;transition:padding .25s}.segment-row:last-child{border:0}.segment-row:hover{padding-left:14px}.segment-row .num{align-self:start;font-size:10px;margin-top:5px;color:var(--accent)}.segment-row h3{font-family:var(--serif);font-size:29px;line-height:1.2;letter-spacing:-.025em}.segment-row p{font-size:12px;color:var(--muted);margin-top:8px;max-width:460px}.approach{padding-block:90px 100px;border-top:1px solid var(--line)}.approach h2{font-size:clamp(43px,4.4vw,68px);margin:20px 0 50px}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:50px}.step{border-top:1px solid var(--line);padding-top:22px}.step .num{font-size:10px;color:var(--accent);letter-spacing:.08em}.step h3{font-family:var(--serif);font-size:27px;line-height:1.2;margin:30px 0 18px;letter-spacing:-.02em}.step p{font-size:13px;color:var(--muted);max-width:310px}.manifesto{background:var(--forest);color:var(--paper);padding:90px 12%;text-align:center;overflow:hidden}.manifesto:after{content:'';position:absolute;right:-200px;top:-330px;width:700px;height:700px;border:1px solid #fff1;border-radius:50%;box-shadow:0 0 0 60px #fff1,0 0 0 120px #fff1}.manifesto blockquote{font-family:var(--serif);font-size:clamp(34px,3.4vw,52px);letter-spacing:-.035em;line-height:1.2;max-width:940px;margin:0 auto 27px;position:relative;z-index:1}.manifesto small{font-size:9px;letter-spacing:.2em}.journal{padding-block:100px}.journal-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}.journal-card{display:block}.journal-art{height:205px;overflow:hidden;position:relative;background:var(--soft);margin-bottom:22px}.journal-art:before,.journal-art:after{content:'';position:absolute;border:1px solid #65766066;border-radius:50%;height:310px;width:310px;left:40px;top:20px}.journal-art:after{left:105px;top:-70px}.journal-card:nth-child(2) .journal-art{background:#d9d5c5}.journal-card:nth-child(2) .journal-art:before{border-radius:0;transform:rotate(35deg);width:185px}.journal-card:nth-child(2) .journal-art:after{border-radius:0;transform:rotate(35deg);width:185px}.journal-card:nth-child(3) .journal-art{background:#bbc9c0}.journal-art .art-label{font-family:var(--serif);font-size:65px;position:absolute;bottom:18px;left:24px;color:#344d3d;letter-spacing:-.05em}.journal-card small{font-size:9px;letter-spacing:.1em;color:var(--muted)}.journal-card h3{font-family:var(--serif);font-size:28px;line-height:1.18;letter-spacing:-.03em;margin:12px 0 15px;max-width:320px}.journal-card .textlink{font-size:11px}.faq{border-top:1px solid var(--line);padding-block:75px 100px;display:grid;grid-template-columns:37% 1fr;gap:65px}.faq h2{font-size:44px}.faq details{border-bottom:1px solid var(--line);padding:20px 0}.faq details:first-child{border-top:1px solid var(--line)}.faq summary{cursor:pointer;list-style:none;font-size:14px;position:relative;padding-right:30px;line-height:1.5}.faq summary:after{content:'+';position:absolute;right:0;top:-1px;font-size:22px;color:var(--accent)}.faq details[open] summary:after{content:'\2212'}.faq details p{font-size:13px;color:var(--muted);padding-top:15px;line-height:1.8}.closing{background:#e3e5d8;padding-block:72px}.closing-grid{display:flex;justify-content:space-between;align-items:center;gap:40px}.closing h2{font-size:clamp(36px,4vw,58px)}.closing p{font-size:12px;color:var(--muted);margin-top:20px;max-width:450px}.closing .btn{flex-shrink:0}.footer{background:var(--forest);color:var(--paper);padding-top:60px;overflow:hidden}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:35px}.footer .brand{margin-bottom:25px}.footer p{font-size:13px;line-height:1.7;color:#bfc9b9}.footer h3{font-size:9px;text-transform:uppercase;letter-spacing:.14em;font-weight:400;margin-bottom:16px;color:#b8c5b3}.footer a:not(.brand){font-size:11px;display:block;margin-bottom:9px}.footer-word{font-family:var(--serif);font-size:clamp(100px,20.8vw,320px);line-height:.85;letter-spacing:.07em;text-align:center;margin-top:55px;opacity:.13;white-space:nowrap;padding-left:.07em}.footer-bottom{border-top:1px solid #fff2;margin-top:18px;padding-block:20px;display:flex;justify-content:space-between;gap:20px;font-size:9px;color:#bec9b9}.preview-note{font-size:9px;letter-spacing:.07em;color:#cbd4c4;margin-top:20px}.ziggy-trigger{position:fixed;z-index:50;bottom:23px;right:24px;border:1px solid #ffffff44;background:var(--forest);color:var(--paper);padding:11px 16px;font-size:11px;box-shadow:0 4px 18px #0002;border-radius:3px}.ziggy-trigger:before{content:'';height:6px;width:6px;background:#cbd1b8;display:inline-block;border-radius:50%;margin-right:8px}.ziggy-dialog{position:fixed;z-index:65;right:24px;bottom:80px;width:340px;max-width:calc(100vw - 36px);border:1px solid var(--line);background:var(--white);box-shadow:0 20px 65px #0002;padding:27px}.ziggy-dialog h2{font-size:26px;padding-right:20px}.ziggy-dialog p{font-size:12px;color:var(--muted);margin:17px 0}.ziggy-dialog a,.ziggy-dialog .whatsapp-btn{display:block;font-size:12px;border:1px solid var(--line);padding:12px;width:100%;text-align:left;margin:8px 0;background:transparent;color:var(--ink)}.ziggy-close{position:absolute;right:15px;top:15px;font-size:20px;border:0;background:transparent}.ziggy-dialog .whatsapp-note{font-size:10px;margin-bottom:0}.breadcrumb{font-size:10px;color:var(--muted);padding-top:27px}.breadcrumb span{margin:0 8px}.inner-hero{padding-block:60px 65px;display:grid;grid-template-columns:70% 30%;border-bottom:1px solid var(--line)}.inner-hero h1{font-size:clamp(44px,5.2vw,80px);margin:20px 0 25px;max-width:950px}.inner-hero .lead{max-width:660px;font-size:16px;line-height:1.8;color:var(--muted)}.inner-symbol{align-self:center;justify-self:center;width:170px;height:220px;border:1px solid var(--moss);border-radius:50%;position:relative;transform:rotate(20deg);opacity:.4}.inner-symbol:before{content:'';position:absolute;inset:-25px 25px;border:1px solid var(--moss);border-radius:50%;transform:rotate(40deg)}.inner-symbol:after{content:'';position:absolute;width:11px;height:11px;border-radius:50%;background:var(--accent);left:26px;top:8px}.inner-content{display:grid;grid-template-columns:230px 1fr;gap:90px;padding-block:60px 85px}.article-nav{font-size:11px;align-self:start;position:sticky;top:125px}.article-nav a{display:block;border-bottom:1px solid var(--line);padding:12px 0}.prose{max-width:730px}.prose section{margin-bottom:42px;scroll-margin-top:125px}.prose h2{font-size:31px;letter-spacing:-.03em;margin-bottom:16px;line-height:1.2}.prose p{font-size:15px;line-height:1.9;color:#4c5850}.source-box{border-top:1px solid var(--line);padding-top:23px;margin-top:45px}.source-box h3{font-size:11px;text-transform:uppercase;letter-spacing:.1em;margin-bottom:13px}.source-box a{display:block;font-size:11px;text-decoration:underline;margin:7px 0;overflow-wrap:anywhere}.draft-note{font-size:10px;color:var(--muted);padding-top:12px}.article-cta{background:var(--soft);padding:28px;margin-top:40px}.article-cta h3{font-family:var(--serif);font-size:29px;font-weight:400;margin-bottom:20px;line-height:1.2}.contact-layout{display:grid;grid-template-columns:38% 62%;gap:70px;padding-block:60px 100px}.contact-aside h2{font-size:35px;margin-bottom:22px}.contact-aside p{font-size:13px;color:var(--muted);margin-bottom:22px}.contact-aside .small{font-size:11px;border-top:1px solid var(--line);padding-top:24px}.lead-form{border:1px solid var(--line);padding:36px;background:var(--white)}.form-progress{display:flex;gap:20px;margin:0 0 34px;padding:0;list-style:none;font-size:10px;color:var(--muted)}.form-progress li{padding-top:10px;border-top:2px solid var(--line);flex:1}.form-progress li.current{border-color:var(--accent);color:var(--ink)}fieldset{padding:0;border:0;margin:0}legend{font-family:var(--serif);font-size:30px;line-height:1.2;margin-bottom:23px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}.field{display:flex;flex-direction:column;gap:8px;margin-bottom:22px}.field.full{grid-column:1/-1}.field label{font-size:11px}.field input,.field select{width:100%;min-width:0;padding:12px 10px;border:1px solid var(--line);background:var(--paper);color:var(--ink);border-radius:2px;min-height:46px;font-size:14px}.check{display:flex;align-items:flex-start;gap:11px;font-size:11px;color:var(--muted);margin:18px 0;line-height:1.65}.check input{flex:0 0 17px;min-width:17px;margin-top:3px;accent-color:var(--forest)}.check a{text-decoration:underline}.form-nav{display:flex;justify-content:space-between;gap:20px;border-top:1px solid var(--line);padding-top:24px;margin-top:20px}.form-note{font-size:10px;color:var(--muted);line-height:1.7;margin-top:24px}.form-note.preview{color:var(--accent)}.form-status{margin-top:22px;padding:20px;border:1px solid var(--line);font-size:13px;background:var(--soft)}.honeypot{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}.related{padding-block:0 75px}.related h2{font-size:30px;margin-bottom:25px}.related-links{display:flex;flex-wrap:wrap;gap:20px}[hidden]{display:none!important}.print-only{display:none}
@media(min-width:1600px){.hero{min-height:820px}.hero h1{font-size:89px}.hero-visual{min-height:690px}}
@media(max-width:1190px){.desktop-nav{gap:17px}.header-inner{gap:21px}.desktop-nav>a:nth-of-type(2){display:none}.hero{grid-template-columns:55% 45%;padding-top:35px;min-height:650px}.hero h1{font-size:61px}.hero-copy{padding-right:25px}.hero-visual{min-height:570px}.question-grid{gap:45px}.header-cta{max-width:175px}.inner-content{gap:55px}.contact-layout{gap:40px;grid-template-columns:35% 65%}.contact-layout>*{min-width:0}}
@media(max-width:950px){.desktop-nav{display:none}.header-inner{gap:24px}.header-cta{margin-left:auto}.lang{margin-left:0}.mobile-toggle{display:block}.mobile-menu{position:absolute;top:80px;left:0;right:0;background:var(--paper);border-bottom:1px solid var(--line);padding:25px var(--pad);max-height:calc(100dvh - 80px);overflow:auto}.mobile-menu.open{display:grid;grid-template-columns:1fr 1fr;gap:10px 25px}.mobile-menu a{padding:12px 0;font-size:13px;border-bottom:1px solid var(--line)}.site-header{height:80px}.hero{grid-template-columns:55% 45%;padding-top:28px;min-height:650px}.hero h1{font-size:53px}.hero-visual{min-height:565px;border-top-left-radius:100px}.hero-copy{padding-top:15px}.hero .intro{font-size:13px}.photo-caption{left:22px;bottom:25px}.photo-caption span{font-size:24px}.hero .eyebrow{font-size:8px;max-width:280px}.question-grid{gap:32px}.question h2{font-size:44px}.route-tool{padding:25px}.segment-grid{grid-template-columns:32% 68%}.segment-image{margin-right:25px}.segment-row{gap:14px}.segment-row h3{font-size:25px}.steps{gap:28px}.faq{gap:35px;grid-template-columns:33% 1fr}.faq h2{font-size:37px}.footer-grid{grid-template-columns:1.7fr 1fr 1fr}.footer-grid>div:last-child{grid-column:2}.inner-hero{grid-template-columns:80% 20%}.inner-symbol{width:95px;height:155px}.inner-content{grid-template-columns:170px 1fr;gap:35px}.contact-layout{grid-template-columns:1fr;padding-top:35px}.contact-aside{max-width:580px}.contact-aside .small{display:none}}
@media(max-width:650px){:root{--pad:23px}.site-header{height:75px}.header-inner{gap:19px}.brand-name{font-size:24px}.brand-mark{width:28px}.brand-name small{font-size:7px;margin-top:6px}.header-cta{display:none}.lang{margin-left:auto}.hero{display:flex;flex-direction:column;min-height:0;padding-top:19px;padding-bottom:28px}.hero-copy{padding:17px 0 28px}.hero h1{font-size:clamp(45px,11.3vw,66px);margin-top:23px;margin-bottom:22px;max-width:520px;letter-spacing:-.05em}.hero .eyebrow{font-size:8px;max-width:100%}.hero .intro{max-width:410px;font-size:13px;line-height:1.8}.hero-actions{margin-top:23px;gap:10px}.hero .micro{padding-top:20px;font-size:9px;max-width:300px}.hero-visual{min-height:380px;height:380px;border-top-left-radius:95px}.photo-caption span{font-size:26px;max-width:220px}.orbit{width:60px;height:60px;top:23px;right:23px}.orbit:before{height:50px}.orbit:after{inset:20px -3px}.hero-bottom{font-size:8px;gap:20px;padding-block:16px}.hero-bottom span:last-child{white-space:nowrap}.panel{padding-block:28px 32px}.panel>p:first-child{font-size:10px;max-width:260px}.insurers{display:grid;grid-template-columns:1fr 1fr;gap:16px 25px;font-size:22px;padding-block:23px}.panel small{font-size:9px}.question{padding-block:58px}.question-grid{grid-template-columns:1fr;gap:35px}.question h2{font-size:47px;margin-top:16px}.question p{font-size:13px}.route-tool{padding:25px}.route-art{height:115px}.route-fields{gap:18px}.route-tool select{font-size:14px}.segments,.journal{padding-block:60px}.section-head{display:block;margin-bottom:30px}.section-head h2{font-size:44px}.section-head p{margin-top:20px;max-width:310px}.segment-grid{display:flex;flex-direction:column}.segment-image{display:none}.segment-list{padding:0}.segment-row{min-height:130px;padding-block:25px;grid-template-columns:25px 1fr 22px;gap:12px}.segment-row h3{font-size:26px}.segment-row p{font-size:12px}.approach{padding-block:55px 60px}.approach h2{font-size:43px;margin-bottom:35px}.steps{grid-template-columns:1fr;gap:25px}.step{display:grid;grid-template-columns:30px 1fr;gap:12px}.step h3{font-size:28px;margin:0}.step p{grid-column:2;margin-top:0;max-width:100%;font-size:13px}.step .num{margin-top:6px}.manifesto{padding:62px 26px}.manifesto blockquote{font-size:34px;line-height:1.23}.journal-grid{display:flex;overflow-x:auto;scroll-snap-type:x mandatory;gap:22px;padding-bottom:20px}.journal-card{min-width:83%;scroll-snap-align:start}.journal-art{height:185px}.journal-card h3{font-size:29px;max-width:290px}.faq{display:block;padding-block:45px 60px}.faq h2{font-size:41px;margin-bottom:27px;max-width:250px}.faq summary{font-size:13px}.closing{padding-block:48px}.closing-grid{display:block}.closing h2{font-size:39px}.closing .btn{margin-top:25px}.closing p{font-size:12px}.footer{padding-top:40px}.footer-grid{grid-template-columns:1fr 1fr;gap:35px 20px}.footer-grid>div:first-child{grid-column:1/-1}.footer-grid>div:last-child{grid-column:1/-1}.footer-grid>div:last-child a{display:inline-block;margin-right:15px}.footer-word{font-size:22vw;margin-top:28px}.footer-bottom{display:block;line-height:1.8;font-size:8px;padding-bottom:70px}.footer-bottom span{display:block}.ziggy-trigger{bottom:16px;right:16px;padding:10px 14px}.ziggy-dialog{bottom:70px;right:16px;padding:24px}.mobile-menu{top:75px;grid-template-columns:1fr!important}.breadcrumb{padding-top:22px;font-size:9px}.inner-hero{display:block;padding-block:35px 42px}.inner-hero h1{font-size:47px;overflow-wrap:break-word}.inner-hero .lead{font-size:14px}.inner-symbol{display:none}.inner-content{display:block;padding-block:35px 45px}.article-nav{position:static;display:flex;overflow-x:auto;gap:20px;padding-bottom:22px;margin-bottom:25px}.article-nav a{min-width:160px;font-size:10px}.prose h2{font-size:30px}.prose p{font-size:14px;line-height:1.9}.prose section{margin-bottom:35px}.article-cta{padding:24px}.article-cta h3{font-size:28px}.contact-layout{padding-block:30px 55px;gap:16px}.contact-aside h2{font-size:30px}.lead-form{padding:25px 20px}.form-progress{gap:10px;font-size:9px}.form-grid{grid-template-columns:1fr;gap:0}.field{margin-bottom:20px}.form-nav{gap:10px}.form-nav .btn{font-size:11px;padding:14px;gap:15px}.form-note{font-size:10px}.related-links{display:block}.related-links a{margin:10px 20px 10px 0}.related{padding-bottom:45px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}}
@media print{.site-header,.footer,.ziggy-trigger,.ziggy-dialog,.closing,.article-nav,.preview-note,.inner-symbol,.article-cta{display:none!important}body{background:white;color:black}.wrap{padding:0;max-width:none}.inner-content,.inner-hero{display:block;padding:20px 0}.prose{max-width:none}.prose section{break-inside:avoid}.inner-hero h1{font-size:32px}.prose h2{font-size:22px}.prose p{font-size:11px}}

.form-grid > .check {grid-column:1 / -1;}
.passport{display:grid;grid-template-columns:1fr 1fr;gap:90px;padding-block:90px;border-top:1px solid var(--line)}.passport-intro{align-self:center}.passport h2,.advice-editorial h2{font-size:clamp(42px,4.3vw,66px);margin:20px 0}.passport-intro>p,.advice-editorial>div>p{max-width:470px;color:var(--muted);font-size:14px;line-height:1.9;margin-bottom:20px}.passport-card{background:var(--white);border:1px solid var(--line);padding:27px;box-shadow:14px 14px 0 #dfe2d4}.passport-card-head{display:flex;justify-content:space-between;gap:15px;border-bottom:1px solid var(--line);padding-bottom:15px;font-size:9px;letter-spacing:.12em}.passport-fields{display:grid;grid-template-columns:1fr 1fr;gap:0 25px;padding-block:16px}.passport-fields div{padding:12px 0;border-bottom:1px solid var(--line)}.passport-fields span,.passport-choices>span{display:block;color:var(--muted);font-size:9px;letter-spacing:.08em;text-transform:uppercase}.passport-fields strong{display:block;font-family:var(--serif);font-size:19px;font-weight:400;line-height:1.25;margin-top:5px}.passport-choices{padding:16px 0;border-bottom:1px solid var(--line)}.passport-choices ul{padding:0;margin:10px 0 0;list-style:none}.passport-choices li{font-size:12px;padding:5px 0;color:var(--ink)}.passport-choices li:before{content:'○';color:var(--accent);margin-right:9px}.passport-card>p{font-size:10px;color:var(--muted);line-height:1.6;margin-top:16px}.advice-editorial{display:grid;grid-template-columns:.8fr 1.2fr;gap:90px;padding-block:85px;border-top:1px solid var(--line)}.advice-list{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;align-content:start}.advice-list>div{border-top:1px solid var(--line);padding-top:16px}.advice-list .num{font-size:10px;color:var(--accent)}.advice-list h3{font-family:var(--serif);font-size:22px;line-height:1.2;margin:20px 0 12px}.advice-list p{font-size:12px;line-height:1.75;color:var(--muted)}.contact-layout{grid-template-columns:minmax(0,.38fr) minmax(0,.62fr)}.contact-layout>*{min-width:0}.form-intro{font-size:12px;color:var(--muted);line-height:1.7;margin:0 0 25px}.field input,.field select{font-size:16px}
@media(max-width:1190px){.passport,.advice-editorial{gap:45px}.contact-layout{grid-template-columns:minmax(0,.35fr) minmax(0,.65fr)}}
@media(max-width:950px){.passport,.advice-editorial{grid-template-columns:1fr;gap:35px}.contact-layout{grid-template-columns:1fr}.contact-aside{display:none}}
@media(max-width:650px){.passport{padding-block:60px}.passport-card{padding:21px;box-shadow:8px 8px 0 #dfe2d4}.passport-fields{grid-template-columns:1fr}.advice-editorial{padding-block:55px}.advice-list{grid-template-columns:1fr;gap:18px}.route-fields{grid-template-columns:1fr}.route-tool select{font-size:16px}.form-intro{font-size:12px;margin-bottom:20px}}
.guide-checklist{border:1px solid var(--line);background:var(--soft);padding:24px;margin:45px 0}.guide-checklist h3{font-family:var(--serif);font-size:25px;font-weight:400;line-height:1.2}.guide-checklist ul{list-style:none;padding:0;margin:18px 0 0}.guide-checklist li{border-top:1px solid #cbd0c1;padding:12px 0 0;margin-top:12px;font-size:12px;line-height:1.7;color:var(--muted)}.guide-checklist li:before{content:'—';color:var(--accent);margin-right:8px}
.hero-visual img,.segment-image img{transform:scale(1.09) translate3d(0,var(--photo-y,0),0)}
.hero-visual img.is-parallax-active,.segment-image img.is-parallax-active{will-change:transform}
.coverage-photo,.advice-photo,.segment-inline-photo{overflow:hidden;margin:0}.coverage-photo{height:220px;margin-top:32px}.coverage-photo img,.advice-photo img,.segment-inline-photo img{width:100%;height:100%;object-fit:cover;filter:saturate(.55)}.advice-photo{height:315px;margin-top:34px}.segment-inline-photo{height:125px;max-width:320px;margin-top:22px}.segment-inline-photo img{object-position:center 58%}
@media(max-width:950px){.hero-visual img,.segment-image img{transform:none}.coverage-photo{height:260px}.advice-photo{height:360px;max-width:560px}.segment-inline-photo{height:150px;max-width:430px}}
@media(max-width:650px){.coverage-photo{height:190px;margin-top:26px}.advice-photo{height:260px;margin-top:26px}.segment-inline-photo{height:135px;margin-top:18px}}
@media(prefers-reduced-motion:reduce){.hero-visual img,.segment-image img{transform:none!important;will-change:auto}}
.coverage-areas{display:grid;grid-template-columns:minmax(0,.72fr) minmax(0,1.28fr);gap:90px;padding-block:95px;border-top:1px solid var(--line)}.coverage-intro{align-self:start;position:sticky;top:135px}.coverage-intro h2{font-size:clamp(42px,4.3vw,66px);margin:20px 0}.coverage-intro>p{max-width:470px;color:var(--muted);font-size:14px;line-height:1.9;margin-bottom:26px}.coverage-list{min-width:0}.coverage-area{display:grid;grid-template-columns:52px 1fr;gap:22px;padding:27px 0 31px;border-top:1px solid var(--line)}.coverage-area:first-child{border-top:0;padding-top:0}.coverage-number{font-family:var(--serif);font-size:20px;color:var(--accent);padding-top:4px}.coverage-subtitle{font-size:9px!important;line-height:1.5!important;text-transform:uppercase;letter-spacing:.12em;color:var(--muted)!important;margin-bottom:10px!important}.coverage-area h3,.coverage-deeper h3{font-family:var(--serif);font-weight:400;font-size:clamp(27px,2.2vw,36px);line-height:1.12;margin-bottom:13px}.coverage-area p,.coverage-deeper p{font-size:13px;line-height:1.8;color:var(--muted);max-width:700px}.coverage-note{margin-top:13px;padding-left:16px;border-left:2px solid var(--accent)}.coverage-note strong{color:var(--ink);font-weight:600}.coverage-deeper{background:var(--soft);padding:27px;margin-top:12px}.coverage-deeper h3{font-size:28px}.coverage-disclaimer{font-size:11px;line-height:1.75;color:var(--muted);margin-top:20px;max-width:720px}.coverage-disclaimer:before{content:'—';color:var(--accent);margin-right:8px}
@media(max-width:950px){.coverage-areas{grid-template-columns:1fr;gap:42px;padding-block:70px}.coverage-intro{position:static}.coverage-intro>p{max-width:680px}.coverage-area{grid-template-columns:46px 1fr}}
@media(max-width:650px){.coverage-areas{gap:36px;padding-block:58px}.coverage-intro h2{font-size:43px}.coverage-area{grid-template-columns:34px 1fr;gap:12px;padding:23px 0 27px}.coverage-number{font-size:16px}.coverage-area h3{font-size:28px}.coverage-area p{font-size:12px}.coverage-deeper{padding:22px}.coverage-deeper h3{font-size:25px}.coverage-disclaimer{font-size:11px}}
.footer-regulatory{margin-top:25px;max-width:390px}.footer-regulatory h3{margin-bottom:10px}.footer-regulatory p{font-size:10px;line-height:1.7}.credibility-layer{border-top:0;padding-top:0}.credibility-layer>div:first-child{align-self:start}.credibility-panel{border-top:1px solid var(--line)}